First of all, if you low price propecia run a business then the chances are your van is extremely important to you, and as such, you’ll probably feel a lot better knowing that it’s fully covered against things such as theft and damage resulting from an accident.

Can’t I Just Insure My Van As a Private Vehicle?

Yes you can, but only if it’s really not being used to conduct any form of commercial activity. If it’s being used for any purpose which results in money changing hands, then you’re required by law to have commercial vehicle insurance. With commercial insurance, you’ll still be entitled to drive the vehicle for social reasons, but unfortunately it Tadacip doesn’t work the other way around.

If it’s been insured as a private vehicle, you cannot use it for business purposes at all. If you do, and you’re unfortunate enough to be involved in an accident, your insurance company will simply refuse to honour any claims. This means you yourself will have to pay for any and all repairs, and if you were carrying passengers, you’re going to be in very serious trouble with the law, particularly if there were any fare paying passengers. Apart from the wrath of the law, those passengers are more than likely also going to sue the living daylights out of you. In fact, in that sort of situation, you’d probably be better off fleeing the country.

What about the Contents of My Van?

The safety of your contents is one of the main reasons why you need commercial vehicle insurance, but of course not all policies will cover your vehicle’s contents against theft or damage. As such, it pays to get clarification on this before you sign anything. With that said, many van owners opt out of having this included in their cover because they’re under the impression it has a significant impact on the cost of insurance.

This simply couldn’t be any further from the truth, because even if you need contents cover, you can still find cheap van insurance. Something you do need to watch out for though is that you need to be honest with the insurance company with regards to the type of goods usually being transported in your van. In other words, if you’ve declared your van is used for transporting light goods, and they then find out it was being used for transporting heavy goods, or even passengers, they would have the right to refuse any claim you make.

It would be a lie to say commercial vehicle insurance costs the same as private insurance, because the truth is it doesn’t. Having said that, some private vehicles cost a lot more to insure than the average delivery van does. So, while you will have to fork out a little extra, don’t for a minute think you can’t find cheap van insurance. Providing you take certain measures, and providing you’re willing to shop Levitra around for your cover, you’ll definitely find something to suit your budget.

Author Bio: If you’re looking for a quote on cheap van insurance visit Swinton.

Category: Finance/Insurance
Keywords: cheap van insurance