May 23, 2010 – An Aberdeenshire counsellor speaks out against van theft. This happened shortly after a van, belonging to an established delivery service was stolen in Aberdeen together with several packages. One can only assume the contents of those packages were of a sensitive nature, but of course this sort of occurrence happens on a daily basis in the UK.

When people think about van insurance they tend to associate it with road accidents and the loss of a vehicle. Many van owners don’t stop to think about the consequences which could arise because of missing contents.

If you run a delivery business, you’ll no doubt end up transporting a vast variety of goods, and while many of them will only have a monetary value attached to them, others may not have. For example, you could be asked to deliver goods, which are of a very confidential nature, such as business documents and records. If your van were to be stolen, together with all the contents, those confidential documents could very well fall into the wrong hands, and as the owner of the business, you will more than likely end up being held liable. In fact, the rightful owners of those documents would almost certainly want to sue you for an astronomical amount of money. Unless you have adequate van insurance in place, the chances are you’ll be facing bankruptcy.

If you run a business, and your van is used as part of that business, you need to make a point of getting as many van insurance quotes as you can so that you’ll be able to make a well informed decision when it comes to taking out a policy. Unless you have absolutely no need for it, you should always insist on having the contents Brand Levitra of your van insured as well. Remember, even on the rare occasions when a stolen van is recovered, getting the contents back as well is virtually unheard of. In fact, when thieves make off with your van, the contents are usually the first things to go.

Of course it’s not only theft which van owners need to worry about. Instead, road accidents Cialis can also leave your business crippled. Being involved in an accident will usually mean your van needs to go in for repairs, or in a worst case scenario, your van may even need to be replaced. If the accident was so severe that it means your van needs to be replaced, the chances are any cargo you were carrying at the time was more likely also damaged severely. Here again, if you were transporting low value goods then you more than likely don’t have too much to worry about. On the other hand, you could have been transporting delicate electronic equipment worth thousands of pounds, and even a relatively minor collision could cause irreparable damage to such equipment.

Liability cover is something else which needs to be taken into consideration when applying for van insurance quotes, bearing in mind that if you crash into someone, and the accident results in a third party being seriously injured, you’re the one who will have to take responsibility for it. Not only will you be responsible for all legal bills, but you’ll also more than likely find yourself in court, and as you no doubt already know, legal representation doesn’t come cheap. Considering that there’s just so much at stake when you run a business, insuring your van is something which should be taken very seriously.

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Category: Finance/Insurance
Keywords: van insurance quotes