If you own a caravan then you really do need to consider yourself fortunate because it’s a luxury which not many people can afford nowadays. Of course, owning a caravan also means added responsibilities, because after all, you need to make sure your asset is adequately protected.

The only way to make sure your a static caravan is fully protected against things such as natural disasters, burglaries, and vandalism, is for you to make sure you have solid static caravan insurance in place. Unfortunately, many people are so concerned about the cost of insurance that they spend little time focusing on the quality of a policy. So, what exactly should you look out for when shopping for insurance?

1. Total Cover for Your Caravan Kamagra Gold Itself
Generally speaking, you get two basic types of cover. The first type of policy would be ‘market value only’ cover. In this case, if your caravan were to be destroyed beyond repair, your insurance company would pay you the equivalent of your caravan’s present market value.

The second type of cover is known as ‘new for old’. In this case, if your caravan were to be destroyed completely, your insurer would replace it with a brand new one, irrespective of how much your old one was worth. Obviously, this is something which needs to be given careful consideration, but of course, much will depend on the value of your existing caravan. Contrary to what many people believe, there isn’t really much difference in price between the two types of policies.

2. Contents Cover
The average static caravan is nowadays furnished Cialis Professional and equipped with all the latest gadgets and appliances, all of which cost a small fortune to replace. One needs to bear in mind that static caravan insurance policies don’t always automatically include cover for the actual contents of the caravan. If you only have a few old pots and pans in your caravan, then of course you won’t be overly concerned about contents cover, but if you’ve spent tens of thousands of pounds furnishing your home away from home, then you need to make absolutely certain you’re adequately covered.

3. Storm Damage
Many static caravan owners have ended up being bitterly disappointed when they’ve submitted a claim for damage sustained during a storm. The problem is, not all policies include storm damage automatically, and in many cases, it’s something you’ll need to have added to your policy. Even so, it is something you need to consider, particularly in the UK where the weather can be unpredictable at the best of times! Remember, even a small, medium sized tree can destroy your static caravan completely if it gets up-rooted during a storm.

Inclement weather can also cause costly damage to a static caravan. For example, it’s not uncommon for water pipes to freeze up during the cold winter months, and in many cases, this causes the pipes to burst. Once the weather warms up, the water will once again begin flowing, and by the time you visit your static caravan again, the damage can be extensive.

4. Theft and Vandalism
Static caravans are especially prone to burglaries and vandalism. This is essentially because thieves see them as being an easy target, and what’s more, many static caravans hold the same valuable household items as what regular homes do. Don’t forget, static caravans often stand unattended for long periods of time, thus making them an ideal target for criminals.

These are just a few of the main things you need to take into consideration when shopping for static caravan insurance. Of course there are also other finer details, such as lock replacements for example. Ultimately, you need to invest some of your time into doing some research, and if there’s anything which remains unclear, you may even want to consider joining one of the many caravan related forums, where you’ll usually be able to obtain a wealth of information from other like minded individuals.

Author Bio: If you’re looking for a quote on static caravan insurance visit Safeguard UK.

Category: Finance/Insurance
Keywords: static caravan insurance