When my spouse and I got married, we decided to start a list of our goals for the year. We sat down and mapped out exactly what we wanted to accomplish the coming year and exactly what we wanted to get out of life living as newlyweds.

We started with the basics which was money. How can you start a new life with someone if you don’t know each others’ financial history and the story of their bank account?

First we decided that we were going to merge our accounts together so that we could deposit and write checks from the same place. It would also help keep both of us on our toes a little bit and keep us from spending money that we did not agree on.

We went to the bank and got the same number for our debit cards, but chose to keep our own credit cards. We both had pretty credit with those cards and were advised to keep them separate rather than to get a new one to share.

But when you log onto our account online, you are able to see both credit cards registered under our names and therefore, can see who is spending what. Once again, sharing all your financial information from the very beginning will help keep the both of you honest.

One of the goals we had for that first year we were married was to start paying back student loans that I had taken out for the previous four years. Quite a bit of money had accumulated and I was anxious to start getting rid of the debt.

Before we even got engaged, I told my spouse about the current debt I had from school and asked if he was willing to marry a poor person like myself. He knew that it was necessary for me to have that debt and said it would be fine.

Luckily, I did not inherit any debt when I married my spouse. But I made sure to talk about it beforehand so we both knew what we were getting into.

Something that we agreed to do was to keep track of all our tax documents and file them away safely as soon as we got them. That way, when tax season rolled around, we would have all the necessary documents ready.

My spouse has a side business where he is paid privately (not very much) every other month and we had to figure out whether he was making enough for us to report it on our taxes. The numbers ended up being fairly close and we made a joint decision to report everything and make sure to pay taxes on what he made.

We decided being honest with our money and paying a little more in taxes at the beginning would keep us from getting into debt and help us continue to have a clear conscience. Plus, tax returns are really nice to get when you are not expecting them.

Then we worked on setting up a budget for our family. We figured out how much we would make each month between the both of us working our jobs and figured out how much our expense each month for rent, food, and other essential things would be.

Only buying cialis without a prescription paying for the essentials every month and not going out of control with shopping helps keep us out of debt. We are also able to save money to have for things that we might need later.

Talking to friends, Brand Cialis family, and experts about how they manage money is very beneficial and gives you a good place to start. Paying a small fee for someone to help do your taxes will give you a better return than you could probably get from doing it on your own.

Because we sat down at the beginning of our marriage and made it an important point to talk about our financial history, bank accounts and monetary goals, it has made it much easier for us to communicate and try to meet our goals every month. Reviewing your financial goals every month and taking time to look at your account together will also help you stay out of any future debt.

Author Bio: Jack R. Landry has worked since 1988 as a tax attorney. He has written hundreds of articles about finding a Bakersfield tax attorney.

Contact Info:
Jack R. Landry
JackRLandry@gmail.com
http://www.TaxCrisisInstitute.com
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Category: Finance/Financial Planning
Keywords: Bakersfield tax attorney