Are you looking for the best rated auto insurance? How do you gauge what is best in terms of this market anyway? Read on this article for more information.

The best way to rate will be the rates that are offered, hands down. What happens when the rates you get don’t differ that much at all from one to the next? You gauge by the second factor that is related to pricing of course. You look at the discount factor. Read on.

What are the discounts that you can get and how much? Is there a minimum value for discounts? Information like this differs from company to company. However, similarities apply and this is a good way for you to start off. To give you the most accurate representation possible, percentages will be used instead of actual monetary value.

For example, discounts can go as high as 30 per cent. In contrast, it can go as low as under 5 per cent. The middle range is about 25 per cent and this is not bad at all. In fact, the middle range is what people usually qualify for. To drill in a little more, you can find something between the low and the mid range, which is 10 to 15 per cent.

That is what a young driver with great academic results can qualify for, about 10 to 15 per cent off. Obviously, the better the results, the higher the discount.

This market is so competitive that carriers want to give you a discount whenever they can find the opportunity to do so. What this means to you is that it is practically impossible not to be able to find how you can get your discounts, if you are an average citizen of the country.

You may not have done everything that can qualify you for discounts, but you probably have accomplished some that can. You don’t necessarily have to go out and do these now because you probably have done them anyway.

Take a look at the safety features that you may have installed in your car. Are there air bags, an anti-brake system, an anti-theft system and day-time running lights in your car? These qualify you for discounts, you know.

Are you a member of any kind of association at all? Your carrier can potentially have hundreds on its list that it considers to be honorable enough to give their members discounts off their policies.

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