If you are the owner of a heavy goods vehicle you will be aware of the need for a special type of insurance. HGV Insurance policies are available for a single vehicle, or a whole fleet, and they offer many benefits. A good HGV policy will usually include European cover and a 24 hour contact facility for urgent enquiries or claims. These are some of the advantages and differences to a regular insurance. Heavy Goods Insurance for the vehicle and the transportation of goods especially designed to cater for the needs of an articulated vehicle.

If you have a vehicle that is used for the transporting of goods it is important to have the correct insurance. This kind of insurance covers the vehicle, the driver and the goods being transported. It also protects anyone else who may be involved in an accident or incident involving your HGV. This adds up to the ultimate in reassurance for you and ensures all eventualities are provided for.

Heavy goods insurance can be used for single journeys, seasonal transport or on an ongoing basis. It can be structured to accommodate your particular schedules. This will save money and time and allow easier calculations for accounting. HGV Insurance can be included in your annual running costs along with fuel and maintenance. If you acquire this special insurance you will also be covered for maintenance and repairs. If you should have a breakdown or an accident then assistance, including the removal of your vehicle, will be invaluable. Without the right type of insurance you could be left with huge recovery costs and legal fees. With HGV cover these things can be taken care of without the added expense. There is no better way to ensure that your goods reach their specified destination.

Recent developments for HGV safety have produced a special mud spray flap and newly designed side mirrors. The mirrors were designed to improve visibility following several accidents involving cyclists and heavy goods vehicles. The mud flaps will also assist and improve visibility range during wet or windy weather. These new improvements to safety are initiated by data and research from claims on HGV Insurance. Load limits for heavy goods vehicles have also been in the news recently. Several companies were fined for exceeding load limits and so invalidating their insurance. Load limits and working hours for heavy goods transport are currently in line with European legislation. A good HGV insurance provider will highlight these stipulations and any relevant exclusions.

HGV insurance is essential if you want to allow for all eventualities and project a professional business image. A heavy goods vehicle is usually thought of as a massive lorry but they can also be other types of vehicle, like a skip loader or a cement mixer. Whatever the type of vehicle you will use for your goods in transit it is best to have adequate insurance in place for unexpected events. Take advantage of the added extras with HGV type Insurance for the greatest security and peace of mind. You will be able to add named drivers when required. There are lots of competitive quotations for HGV insurance, you are sure to find one to suit your needs and your pocket.

Author Bio: For more information about HGV Insurance or Lorry Insurance visit the Flint Insurance website.

Category: Finance/Insurance
Keywords: hgv insurance, Levitra lorry insurance