With the extreme volatility of the stock market in recent years, it’s little wonder that investors are hesitant and unsure of the best use of their investment funds. Since the market plunge in 2008 with such devastating losses experienced, many have opted to place their money in safe, but very low-yield, money market accounts or equivalents. With recovery still uncertain, what are the alternatives to stocks, bonds, and mutual funds to get that money earning again?

Though it has been available for many decades, trust deed investing seems to be unfamiliar to many. This form of investment is the highly secure alternative that offers some of the best opportunities for risk adjusted yields as compared to stocks, with far greater returns over savings or money market accounts. Backed by the tangible assets of real estate equity, this investment offers a level of security unavailable to most other investments.

In essence, a trust deed is a private mortgage. You are loaning money to a borrower with set terms, getting paid interest at the agreed-upon rate which can be 10% or more in the current market. At the end of the term, the capital is repaid to be reinvested in another trust deed. These investments in collateral properties with high equity have a high probability of being repaid since defaulting results in the loss of the collateral property of the borrower along with the loss of significant equity.

Trust deed investments cialis cheap are open to most everyone, for example, through a self-directed IRA. IRA investments aren’t limited to mutual funds but can, in fact, be used for any type of investment, including trust deeds. The reduced risk of these investments with a consistent compound return annually can perform much higher over a period of time than the more volatile stock alternatives.

So where to begin? The first thing to do is find a reputable trust deed investment company. This is the firm that performs the thorough analysis of properties used as collateral and ensures that transactions are in compliance with all local, state and federal laws. The company you choose should provide you with understandable explanations of all pertinent legal documentation, along with complete information on the value and marketability of the property under consideration. It should also provide exact figures on investment earnings over a specified period of time, for instance on a monthly or yearly basis, as well as reasonable expectations of return in the event of a default.

Ask questions and do a bit of homework to check out the company so you will feel confident with the quality of your trust deed investments, then go for it. Let your money work for you again!

Author Bio: Pacific Mortgage Fund is a private commercial real estate lender dedicated to providing fast service in addressing issues like trust deeds, high yield mortgage fund, trust deed investments for brokers, investors and solid underwriting and borrowers. (http://www.pacificmortgagefund.com)

Category: Finance/Mortgage
Keywords: trust deeds, high yield mortgage fund, trust deed investments