Are you looking for ‘what is the cheapest car insurance’? If so, you have come to the right place. Read on this article for more information.

One of the best ways to get a low or competitive cost is to qualify for discounts. What are the popular ones? Your driving history and habit, professional affiliations, installation of safety features in your vehicle, your education as well as customer loyalty.

First off, how do you drive? This can be substantiated with your driving record. How clean or good is it? Is it as good as being accident free for the last five years? If so, you can potentially save over 20 per cent for many of the coverages. This can go all the way up to 26 per cent, for example. If the accidents were minor enough, you may request for ‘Accident Forgiveness’ and not have your rates increase.

It pays to put on your seat belts too, for both driver and passengers. You can get as much as 15 per cent off the medical bill for example.

What a good thing that you may qualify for a discount should you be affiliated to certain bodies. What kinds of bodies are accepted depends of course, on the carrier. Check this out with the carriers before committing.

You may discover that your carrier can be affiliated with hundreds of professional bodies. For instance, being a United States military personnel may qualify you for a discount, as are senior level federal employees. Again, this discount can go over 20 per cent.

What are some of the safety features that can get you discounts when applying for a policy? The most common ones are the anti-lock brake system, air bags, day-time running lights and the anti-theft system.

Air bags and the the anti-theft system are the features that will get you the most discounts, up to over 20 per cent. The anti-lock brake system and day-time running lights can get you discounts of under 5 per cent respectively.

Having completed a driving course as a young member usually qualifies for a discount. As is being a good student at school. This can mean a discount of no more than 15 per cent. This student is a full-time student with a minimum of ‘B’ grade. If you complete a defensive driving course, you qualify for a discount again.

Showing customer loyalty such as renewing your policy with the same carrier can get you a whopping 30 per cent discount.

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Category: Finance/Insurance
Keywords: what is the cheapest car insurance , clean your ins