If you are a driver, and this means any driver, in the Golden State there are laws you will need to heed. In particular, for drivers, you will need auto insurance in California. This state has its fair share of laws, and this one is a biggie. The law is clearly stated, it is clearly defined, and there are no excuses for missing the message. This is a state that is serious about protected drivers.

This is also a state that is made for driving. They have the most amazing freeway system anywhere, and scenic drives that are to die for. In California you can literally drive from a snow topped mountain to the shores of a balmy beach in about two hours. You can go from the mighty redwood forests to the fertile fields of agriculture in a day. It truly is a driving paradise.

But all of those roads tend to be crowded, even on the quietest of days. This is not only a place of great drives, it is a place of a great many drivers. Mind you, most of them are just like you. They are solid, safety conscious, and responsible people. But it does not matter how great of a motorist the individual is, they will always have to be on the lookout fort the one who is not.

This is where coverage comes in. The state requires a bare minimum of comprehensive and collision coverage, but it may be wise to opt for a bit more. You can protect your car, and get it repaired if some yahoo comes slamming into you. Heaven forbid any body gets hurt, but it also provided medical coverage in such a case.

A good policy will not only protect you as the owner and operator of the vehicle, but it can be designed to protect any body that may be in the car with you in case of an accident. If you have passengers it is assumed that they are willing to entrust you with their safety. Be a good person, and protect the persons who are trusting in you.

And, again, never forget about the other guy. Even if you are truly the best driver in the world, accidents do happen. That is why they are called accidents. But sometimes, through no real fault of your own, you may be involved in an incident. If the other driver is not at fault, you may be responsible to the damage to their car, as well as your own. You may be responsible for any health care as well.

These are not pleasant scenarios to consider, but consider them you must. This is especially true on the west coast where you must have auto insurance in California. So be responsible and do the right thing while you enjoy all of the best that the state has to offer. Drive safe, and stay protected.

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Category: Finance/Insurance
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