Odds are if you drive much in your lifetime you will be involved in an auto accident, and whether you are at fault or the other guy is to blame you will need to notify your insurance agent and file a claim for the damages. Millions of vehicles are on the roadways each and every day, and fender benders are bound to occur. Then the question arises: how to file a car insurance claim?

The high cost of vehicle damage

In nearly every country automobile insurance is the law and a requirement before obtaining a driver’s license or registering a motor vehicle. Typically, an auto accident Tadalis SX does not cause injuries to drivers or passengers, but only damage to the vehicles involved. This can be settled by one company contacting another and a settlement being reached once the cost has been determined. How to file car insurance claim is simply a matter of making a phone call to the insuring company and that information should be on your insurance card.

Who is your agent?

Many of us do not have an insurance agent now days. We buy our policy over the phone or via the internet and seldom meet with anyone face to face. Many years ago we had to have an agent show us how to file our car insurance claims, making for a more personalized relationship and that agent would get to know you and your financial needs. Today’s methods are less personal but far quicker in terms of filing and collecting on your claim.

Help is just a phone call away

#1 Immediately after an automobile accident or when damage has occurred, call 911 if there are any injuries involved. Then call the police directly to report the accident. They may need to send an accident investigator to determine who was at fault and this is needed when you file a claim with your auto insurance provider. Minor accidents may not require even a traffic accident report be made but insist on getting at least an incident report filled out by a police officer or accident investigator for insurance purposes later on. Other drivers have been known to change their story.

2# Call your insuring company at the claims number which should be on the insurance card they sent with a copy of your policy. If you have any questions regarding filing your insurance claims they can help.

#3 Exchange information with the other driver (if there is one). In the case of a single car accident you should look for witnesses and perhaps take some pictures to substantiate your claim. Make sure to exchange phone numbers with the other driver and any witnesses.

It should be a quick and simple process

Normally how to file car insurance claim with your provider is a simple quick process. After filing a claim (either by telephone or online) an adjuster will come examine your vehicle, and determine the damages incurred, then within a week or two you should receive a check for the amount. You can then use that money to pay for repairs on your vehicle.

Author Bio: To learn more about how to file car insurance claim and to know the right legal requirements and procedures to do so, please visit our website.

Category: Finance/Insurance
Keywords: how to file car insurance claim