You may be thinking of renewing your van insurance and you may have already received the renewal premium through the post. You have to think carefully however before renewing your policy with the same insurance provider that you are currently with. If you renew your policy, you will rarely get the best deal, as it’s only when you compare different van insurance premiums can you discover where to find the best deal for your car insurance. Often people simply renew their existing van insurance policy as this is easiest option with the least amount of hassle, but often this can leave you hundreds of pounds out of pocket.

If you have an old van and don’t need to insure your own vehicle against theft, accident damage or fire then third party insurance is the best option. Third party insurance is currently the cheapest type of insurance you can get for your van but consequently it only provides the minimum level of cover, ideal for people with old vans, or people who don’t regular make use of the vans. If you want to protect your vehicle against theft or fire damage you need to choose third party fire and theft van insurance.

If you need more protection than third party only van insurance can provide, you need to take a look at third party fire and theft van insurance. Third party fire and theft van insurance will provide cover if your van is stolen, if your van is damaged by fire or provide cover to a third party if the accident was your fault. This type of van insurance is ideal for people who have an old van that they use regularly as the likelihood of an incident is increased with persistent use.

Comprehensive van insurance is the perhaps the best level of van insurance you can buy. It not only protects third party vehicles, it also protects your vehicle if it is involved in an accident, even if the accident is your fault. Some other things that might be covered by a comprehensive van insurance policy includes the belongings in your car, medical expenses, cover for personal injury claims or damage to another person’s property. Fully comprehensive insurance is the main choice for companies using business van insurance as it ensures that your vehicle is covered for any type of issue.

If you take the time to compare van insurance premiums on the internet, you will be able to not just see the prices available but also the benefits of the individual premiums. Some premiums might include breakdown cover, some premiums might have a lower level of excess and some may let you drive other vehicles as well as your own. If you are ensuring your van for business purpose then this is the ideal type of insurance cover as many of your employees will be using the vans on a daily basis. It’s only when you are armed with this information can you make a definitive choice, and pick the insurance that is tailored to your individual requirements

Author Bio: Compare up to 66 cheap van insurance quotes from commercial to private sector owners with www.van-insurance-britain.co.uk

Category: Finances
Keywords: van insurance, compare van insurance, van insurance UK