Financial Protection When Moving House
Moving house is stressful enough, without having to worry about a broken mirror or damaged piece of furniture. Your home insurance policy should protect you against accidental damage or loss to contents caused by professional removal contractors who are helping you move house.
You should always consider moving house with professional removal contractors, as this will be not only more efficient, but it may also reduce the risk of damage. Just think about all the precious items you’ll be removing from your family home, and you’ll realise how important it is to have a smooth and accident-free house move.
Thankfully, if there is accidental damage caused by professionals during a house move, then your home insurance policy should protect you financially. This financial protection will only exist if you are moving house to a new private residence within the United Kingdom, Channel Islands or the Isle of Man. Any international house moving will not usually be covered on your home insurance.
You may also find that not all types of damage are covered by your home insurance. Any damage or loss to money, jewellery or to contents that are in storage will not usually be covered. You will also want to make sure that professional removal contractors pack the more delicate items from your home, as breakages and damage to china, glass, porcelain or any other delicate item of earthenware will not be covered unless it was packed by a professional.
You can reduce the risk of damage to your personal belongings whilst moving house by planning your move as much as possible. Make sure you have large supplies of bubble wrap and strong moving boxes, so that you don’t have to cut corners when it comes to packaging. If you’re packing the boxes yourself, you should make sure they’re all labelled clearly so there is no unnecessary movement from one place to the other. If any items inside the box are fragile, this should always be marked clearly – and where possible do not over pack boxes as this could lead to the box breaking from the strain.
Moving house can be quite a stressful experience. Whilst you can take certain measures to prevent damage, it’s best to avoid the stress of seeing your belongings damaged in the first place. Either make very detailed plans for the move yourself, or – even better – hire a professional contractor who will ensure your home is moved safely from A to B.
About John Lewis Insurance:
Since Greenbee launched four years ago, we’ve provided insurance with the same high standards of service and value for money that you’d expect from John Lewis, so we’ve decided to change our name to John Lewis Insurance. As we evolve, we’ll continue to offer our customers exceptional products and service.
We believe that everything we do should be straightforward, great value and come with an extra level of service that’s always reassuring. Which is why our Home Insurance includes accidental damage as standard. And faithful friends will be pleased to know that our Pet Insurance includes older dogs.
We all know that it makes a lot of sense to buy the important things from someone you trust. In fact, you’ll find that all the products and services offered from John Lewis Insurance are exactly what you would expect from the John Lewis Partnership.
Author Bio: John Lewis Insurance offers a range of insurance services selected by the John Lewis Partnership. These include car, life, travel, wedding, event, pet and home contents insurance quotes.
Category: Finances
Keywords: content insurance, home and contents insurance, holiday home insurance, home insurance quote