College students as we know, have many things needed during their school years, which push them to find a way to achieve their emergency needs. In this way, they want a credit card that they can lean on. Although others still want a credit card even they’re not currently enrolled to college so long as they are 18 years old and above. Discover student credit card has good cash back rewards program, which is now highly recommended for college students allowing them to earn more cash rebates compared to other credit cards. Students have many choices but this one gives student’s privilege to earn cash rebates. Some of the rebates are:

Five percent cash rebates on grocery stores, movie theaters, restaurants and movie rental stores, airlines, hotels, car rentals and cruises, gas stations, theme parks, zoos and bookstores.

5% and 20% rebates at over 100 online retailers (GAP.com, OldNavy.com, Dell.com, BestBuy.com)

1% rebate if you spend more than $3000 dollars in one year

Earn up to $500 rebates in one year

You can double the value of your rebates also if you redeem them for selected gift cards.

One of the best offers in Discover student credit card that students like is their student center. This online education source (which is free) helps students understand about their cash flow or the ins and outs of their credit. Discover also has 24/7 customer service support to call in case you want to inquire something about them. This source also features a budget calculator to check student’s expenditures. Discover student also has low annual interest rate. If students purchased outside U.S. Discover Student card is also accompanied by 2 percent fee. (This is also present to other credit cards).

The rebates you earn for this card is somewhat like discounts to think. Rewards for spending are great but Discover not only offers that. There is more! Consider their credit and money education, online account access and alert systems. It also offers timely alert emails to notify you about your credit limits and due dates (these will help you avoid fees for late payments).

With today’s generation, Discover develops a credit program which ensure students to meet their needs and allowing them to enjoy the benefits they will receive by applying Discover Student Card. A solid card works for young adults without turning them down.

While the card is a great card to look into, you’re going to find that if you get denied all the time, you’re going to want to look into your credit history, as well as your job history. If you don’t have a job, the companies may be a little hesitant to lend to you. With the new laws that they have, card issuers will require that you have some sort of income to prove. If you can’t prove it, they may ask that you look into getting a co-signer. When you get a co-signer, you will find that you can better increase your chances at getting approved.

Author Bio: Want to know more about the Discover Student Credit Card? Find out what we think about it at FindCollegeCards.

Category: Finances
Keywords: discover student, student card, discover