After driving under the influence of alcohol, you have to change your car insurance from normal standard policy to a DWI auto insurance. There are many facts that you have to learn in order to be able to get a lower premium on your SR22 car insurance or you will end up paying a fortune for your DWI auto insurance.

Many of us think that they are able to handle their cars after having couple of drinks but, unfortunately, traffic officers have another opinion and they won’t let you get home feeling high. Instead, they will pull you down to the road side and check your status before sending you to the court for such felony.

No matter you are paying a fine or going to the jail or your driving license is suspended, you still need to change your standard auto insurance into DWI auto insurance policy. There are some steps and facts that you should understand to minimize the bad impact of such policy on you and also to minimize the premium you will be paying for this SR22 car insurance.

First of all, you should know that the SR22 car insurance require filling SR22 form. Many people think that you can get this form from your defense lawyer but, the reality is that you can only get this document from a certified insurance agent or insurance company. So, the first thing to do, is to search for the different insurance companies that are able to issue you such form before you start shopping for your DWI auto insurance.

Another important fact you have to know about SR22 car insurance is that you have to hold such type of insurance for three years after being caught for driving under the influence of alcohol. It is very important to have such documents handy while driving after such accident because it is the first thing the traffic officer will ask for if you are pulled down again.

SR22 car insurance or DWI auto insurance is more expensive than your normal insurance policies so, make sure that you shop around for a good company able to offer you SR22 car insurance without ripping you off on the premium. A good way to do this is to go online and find a website where you are able to compare different quotes from different car insurance companies.

Make sure that you are eliminating any middlemen from your deal because this is the only way to get the lowest premium on your DWI auto insurance. Spend more time and go directly to check every insurance company’s website before you decide which one you will go for. This will save you a lot on your SR22 car insurance.

Finally, the last fact that you should take in consideration is that the SR22 form is company dependent so, if you issued a DWI auto insurance policy with company A then your insurance lapse then, you need to issue a new SR22 form. If you change your DWI auto insurance company during the three years period, you also need to issue a new SR22 form.

Keep these facts into your consideration when you have to issue SR22 car insurance and you will be able to pass this period smoothly, only if you are able to control your drinking habits.

Author Bio: Auto Insurance Guide provides necessary information on sr22 insurance and dwi car insurance. Visit our website today.

Category: Finances
Keywords: sr22,dwi,insurance,car