If you have bad credit, it’s still possible to get an auto loan. Vehicle ownership is not reserved for those who have immaculate credit, or for those who have the cash to buy a vehicle outright. Auto financing for people with bad credit is more than just available, it’s half of some dealership’s monthly sales.

If you live in, or in the suburbs of a major city, you probably have hundreds of dealerships within 50 miles of where you live or work to choose from. If you have bad credit, those dealers are still there, but the vast majority wouldn’t be able to finance someone with bad credit, and even mediocre credit. Rather than visiting each dealership individually, you can save some time by doing research.

Have you seen a book with yellow pages waiting for you in front of your house or apartment? Those books are local directories of businesses in your area. They used to be quite common, and before the internet became popular and all consuming, they were the primary tool for finding local businesses. If you are one of the few people who took that book inside, rather than tossing it in the trash, you should use this as your first step to finding a local dealership that issues bad credit car loans.

Open that book up, the pages are thin but have a beautifully crisp feel, take a moment to cherish the papers texture. You can’t do that with the article you are reading now, it’s glowing on the screen, but I would appreciate it if you would just take a moment to see the beauty in printed material, something that you can feel on your fingers. Search through the yellow pages for Automobiles. The listings are in alphabetical order. The section should be a few pages long, and include listings with the dealerships name, address and phone number. You should also see advertisements, full page, half page and quarter page ads. Take a look at those advertisements. Try and find the ones that say they work with people who have bad credit. There you go, you’ve already narrowed down your search.

If you decided to throw your local directory away, not all hope is lost. It’s all available on the internet. You can go to each manufacturers website, click the link that will enable you to find a dealer in your city, or around it. Then you can click into each dealers website. Most dealerships that sell new cars have the exact same website layout, so you may have a few instances of dej