It is a sad fact that in today\’s world there are a lot of people and a lot of medical negligence solicitors all too happy to create fraudulent medical negligence compensation claims thanks to the \”where there\’s blame, there\’s a claim\” culture. All medical professionals are at risk of being accused of malpractice and that is why they must protect themselves.

Medical liability insurance is essential for medical professionals and medical institutions so they can protect themselves – both from fraudulent and genuine claims.

In the case of the latter, where a genuine error is made, it makes sense to be insured against a medical negligence compensation claim so that the individual or institution isn\’t forced to pay out of their own pockets. While no-one wants to admit that they made a mistake, they DO happen and compensation can be awarded to the victim.

This can often amount to thousands of pounds, and in some cases millions. Without insurance, the person or institution that made the mistake would be unable to pay and the victim would not be adequately compensated for their suffering. This would have the knock on effect of irreparably damaging the reputation of the healthcare provider.

In the case of the fraudulent claim, it is even more important to have insurance. With the propensity to sue whenever possible becoming greater, doctors, nurses, hospitals and surgeries need to know they are covered as much as possible.

Whether claims are fraudulent or not, healthcare providers should take out insurance against Misdiagnosis, Neglect, Bodily Injury, Mental Injury and other kinds of potential negligence.

These days there are all kinds of medical negligence or professional indemnity insurance policies to consider. Some are geared specifically towards certain types of professions, such as doctors and surgeons, while others provide more general coverage, suitable for doctor\’s surgeries and hospitals.

It is wise for all types of medical professionals to contact a qualified, experienced insurance broker that specialises in medical negligence insurance in order to discuss their exact requirements, the possible lawsuits they could face and the potential costs.

It is also worth noting that therapists, alternative medicine providers and homoeopaths, amongst others, can also be sued for medical negligence compensation and they, too, require insurance to avoid having to pay for claims out of their own pockets.

Benefits of being insured are not limited to avoiding having to pay claims. Professionals are covered when treating people all over the UK, not just in their place of work (though not abroad). Almost any additional therapies learned AFTER taking out the initial insurance policy can be easily added to it in order to ensure a professional remains covered. For clinics taking out liability insurance, the policy will cover ALL employees, not just the medical practitioners, so the clinic would be covered from all angles – though each individual practitioner needs to have his or her own insurance too.

Of course, it goes without saying that every medical professional does their upmost to provide the best treatment and care they can, but when mistakes are made – or fraudulent claims are made – it is in the best interests of the practitioner to be insured.

Ben Greenwood is writing on behalf of Pearson Hinchliffe, medical negligence solicitors experts in medical negligence compensation.

Ben Greenwood is writing on behalf of Pearson Hinchliffe (http://www.ph-medicalnegligence.co.uk), medical negligence solicitors and experts medical negligence compensation.

Author Bio: Ben Greenwood is writing on behalf of Pearson Hinchliffe, medical negligence solicitors experts in medical negligence compensation.

Category: Legal
Keywords: medical negligence claims, medical negligence solicitors, medical negligence compensation