Health insurance has become difficult for everyone including agents and this also extends to the ever-changing world of California Medicare supplements. It seems there is something not only news but pretty dramatic either changing or being proposed every week with California Medigap plans. It\’s hard enough to keep up with the changes as a California Medicare Supplement agent much less a new shopper who just turned 65. This is where the value of a really good California agent comes into play. Let\’s walk through the benefits of a licensed California agent and also discuss how to know you found a good one.

Just the other day, I was shopping for solar panels. Yes, I\’m trying to support an idustry which is good for the U.S. but let\’s face it…I would love to knock down that check I send to PG&E every month. It\’s painful. I had one company come out which has the world \”Solar\” all over the their truck, cards, and website so I felt like they would be able to really help me get the best set-up since I\’m an electric novice and new to all the jargon. I immediately got the feeling after speaking with him that he really wanted to \”Sell\” just line of cells and couldn\’t really give good reasons to me as to why that was the way to go. A friend of mine referred me to an electrician who did a lot of Solar so I called him. It was night and day. He knew everything there was to know and clearly explained to me why certain set-ups were good or bad for my house. It was such a breath of fresh air.

To most people shopping for California Medicare supplemental insurance, the situation is much the same. Who have a whole slew of new terminology to wrap your heads around and there\’s always that nagging sense of, \”Am I missing something…Do I know enough to make what looks like a really important decision?\”. That\’s not a great feeling and this is why you want a professional licensed California Medigap agent on your side. There are so many plans out there (new ones just added in the last few years) and it can be difficult to see exactly how they are different. It\’s one thing to talk about a Part A deductible but how much will a hospital bill run me for hip replacement? You don\’t want to be cheap with the potential for really big bills but at the same time, you don\’t want to over pay. Basically, you want the best coverage at the best price. We are trying to provide all the detail you\’ll need on californiaMedigap.com to make an informed decision, but ultimately, it\’s probably best to have a 3rd party California Medicare agent on your side for the big questions. So what do you want to look for in a prospective agent?

First and foremost is knowledge and experience. Let\’s assume that we start on the basis that most people are generally good and someone will have our interest as their driving influence (which isn\’t always the case). A person can only help you if they really know their market. Take it from me, a licensed agent with decades under the slightly expanding belt..this only comes with time and experience. You have to see and help 100\’s of clients in order to know all the various wrinkles in the California Medicare supplement market. Getting license is only the beginning of the journey. You can hear it in their voice and in the explanations they give for different recommendations. You\’ll know if there\’s experience behind their words.

Once you\’ve established that they are knowledgeable (in a way that helps you), then we need to know that they really want what\’s best in your interest. Are they trying to \”sell\” you into something? Are they pushy and do they get irritated when you have questions or want to understand further how the options differ? This focus on helping you to weed through the various options and really find the best fit for your budget and needs is paramount.

With a wide degree of experience and a singular focus on helping you find the best California Medicare supplement plan, you\’ll get all the benefits of having license California Medigap agent with no additional cost to you. That\’s halfway to world peace!

Dennis Jarvis is a licensed insurance agent concentrating on California Medicare supplement insurance.