Because of new insurance products, policy changes and new rules and regulations the state enforces; continuing education for life insurance agents is very beneficial. They are able to keep up with current industry trends and sell the best products available to their clients. Agents must complete a certain number of CE hours every 1-2 years depending on their state’s rules and regulations. Anyone holding a life insurance license enabling them to sell life insurance to the public must complete the CE requirements or face a fine. If an agent has more than one license additional classes may be required. For instance, someone with a property and casualty license or an adjuster license must complete difference courses to meet their continuing education requirements.

Many states offer different options when it comes to how to complete their life insurance continuing education requirements. Many agents choose to do their continuing education online simply because it is more convenient than sitting in a classroom. Online continuing education is usually easier and less expensive as well. The only good thing about sitting in a classroom is that there is no final exam at the end of the presentation. You just have to sign an affidavit stating that you attended the lecture. Typically, if you complete your CE online there is an exam at the end. Some exams are open book while others are monitored.

To determine what your state requires please contact a reputable online insurance school or your state department of insurance. They will be able to tell you how many hours you need, if you can do the courses online and what courses to take to fulfill your obligations to keep your license active. It is recommended to do this at least once a year. Many schools even offer a free service to email you when your insurance CE is due.

If an agent has multiple licenses such as a life license and a health license then you may be required to take different courses in each field. Many life insurance continuing education schools offer “bundles” including all the courses you need for both licenses. Some states require license specific courses while others do not. Almost every state requires an ethics course due to the professionalism an agent must adhere to. Again, continuing education for insurance agents is not only beneficial to the agent and the client it is required to keep your license active and enable you to continue selling any kind of insurance.

An insurance agent holds many hats. One of the key components to a good insurance agent is a strong sales background. They have to be able to sell their products to their clients. They have to do this while keeping in mind their client’s best interests. One of the key courses almost every agent has to complete is ethics. Being ethical is very important when selling life insurance to clients. Unethical behavior is not tolerated by the state departments or the department of insurance. This type of behavior could result in fines and other penalties.

Please Review MyCEisOnline.com

For more information please visit Insurance

please read more at http://www.myceisonline.com

Author Bio: Please Review MyCEisOnline.com

For more information please visit Insurance

Category: Education
Keywords: life insurance continuing education, insurance continuing education