Using a Discount Vision Card
The constant rise in insurance costs all across the country has led to many businesses making cuts in the policies that they offer their employees. Usually among the first benefits to be effected are dental plans and vision plans. They are less used than a standard medical plan and many businesses may see them as expendable. Unfortunately, many families need coverage in both areas and then have to seek it elsewhere. There is help available, however. Many companies in recent times have begun to offer a vision discount card that can help get the vision services you need for you and your family at a lesser cost.
A simple search on the Internet will reveal that there are quite a few companies out there that offer a vision plan at a discounted price. The typical arrangement of these plans is like this: the companies have made financial agreements with retailers and doctors across the country so that these facilities will accept a set fee for their services in return for the companies issuing the cards for pointing people towards their business. It is very much like many health insurance plans that exist today.
There are many benefits you can receive from using a card of this nature. Most cards will allow you to receive a vision exam from one of the select retailers at a discounted cost to you. This can save you quite a bit off of what is normally charged for an eye exam.
You will also receive a significant discount on lenses for glasses and glasses frames. Many places offer deals ranging anywhere from ten percent to fifty percent off of the retail listed price you will find. If you have several people in your household who need glasses, this can add up to a significant savings on your part.
Most of these programs also cover prescription sunglasses if you happen to need them. Contact lenses are also covered as part of the arrangement. Many companies even offer discounts through the mail order contact lens programs that are currently available. This can be ideal since you can have the lenses sent right to your home.
These programs often have no limit on the amount of time you can use them each year. Many vision plans with your health insurance put a cap on the number of times a person get glasses in a fixed timeframe. These discount programs allow you to get the discount all the time.
It is important to remember that these are not insurance plans. A vision discount card will allow you to get better prices at selected offices and retailers, but it really is not the same as insurance. You are responsible for the entire cost of the services that you receive, whether it is glasses, lenses, an exam or something else. The card itself just entitles you to a discount on those services as long as the provider is one who is affiliated with the program you use.
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