Due to the high prices of Australian property, many average Australians simply don’t have the capacity to even get a foothold into the Australian property market.

With the average Australian home priced as high as $570,000 in some major cities (and it’s been up to $626,00 in cities like Sydney) it’s understandable why many Australians will never be able to afford to buy their own home, let alone progress to owning an investment property or a whole portfolio of properties.

I was in a conversation recently and someone said, “Wouldn’t it be good if you could lay-by property like you can other things you want but just can’t quite afford right now?”

It got me thinking and made me realise, actually you can lay-by property in Australia. And I’ve been doing it for the last few years:

Securing land in high growth areas that will be zoned (or already is zoned) to residential, that I simply pay a deposit or option and have six to eight – even up to 10 – years before I have to pay for it.

It enables me to buy at today’s prices (actually below due to bulk deals) yet when I have to pay down the track, the land could possibly be worth double (some of mine grew 22% within the last year).

Because land appreciates while houses depreciate, generally it’s the land content that’s the key investment. Then what I do is sell some of the blocks to pay cash for the remainder.

So essentially I’m using profits made from thin air (capital appreciation of the land over the 6-10 years) to pay for the balance of land blocks; pay for houses to be built without borrowing a cent…

Then rent them out or sell for extra profit because house and land is worth even more. This is why I termed the strategy “Buying Property Without Loans”.

But it’s effectively also lay-buying property by simply coming up with the option fee/deposit now (either from cash savings, super money or line of credit) and allowing the asset to grow over time (that’s why you want the highest growth areas).

Plus I get houses built at wholesale prices because once again, I’m buying in bulk.

My team has been quietly making this unique property investing strategy available for our select members, whereby they can effectively lay-by and buy property without loans if they wish.

What’s great is there are zero holding costs, no debt, no interest and no obligation to settle (I can simply walk away from the contract). It’s a strategy the very rich have been quietly using for decades…

But it was never available to average Australians until I asked my team to allow select members to replicate what I’m doing. The only real challenge is it’s not a strategy the average person can do by themself without help, because they simply don’t have the buying power, expertise or financial backing to negotiate such deals with land developers.

So my team created an online homestudy teaching this unique strategy. I’m not sure how long it will be available online though, so download it now for free while you can.

Go to www.LandBanking.com.au

Jamie McIntyre is the founder of the 21st Century Group of companies and CEO of 21st Century Education. He is also bestselling author, successful entrepreneur, investor, sought after success coach, internationally renowned speaker and world-leading educator. www.jamiemcintyre.com

Jamie McIntyre is the founder of the 21st Century Group of companies and CEO of 21st Century Education. He is also bestselling author, successful entrepreneur, investor, sought after success coach, internationally renowned speaker and world-leading educator. http://www.jamiemcintyre.com

Author Bio: Jamie McIntyre is the founder of the 21st Century Group of companies and CEO of 21st Century Education. He is also bestselling author, successful entrepreneur, investor, sought after success coach, internationally renowned speaker and world-leading educator. www.jamiemcintyre.com

Category: Real Estate
Keywords: 21st century, 21st Century Education, 21st Century Financial Education Summit, 21st century property