Usually travel insurance is the last thing on the minds of people when they are planning their trip, but can also turn out to be the most important thing in any crises situation. So why it\’s so important to purchase travel insurance before you proceed with your trip? Let\’s have a close look at some of its advantages….

– Medical Transport Facility-Almost all travel insurance policies pay for transportation to the medical facility, such as by air ambulance or by road.

– Medical Care- The biggest benefit of travel insurance is that if you fall ill, or are involved in any mishap, you will be fully covered for the medical care you need. However, you should choose your policy carefully and read the fine print on the upper limits on the amount company will pay.

– Repatriation-Travel insurance also covers the cost of returning back to your home country (along with a medical professional) once your treatment is over. It also covers the transportation of your remains in case you die abroad.

– Hospital Incidentals-All incidental costs when you are in a hospital are also covered. This is mostly after some minimum length of stay, and has some upper limit on the amount that can be claimed.

– Medical Evacuation-In case you are extremely sick, and there is no decent hospital where you are, you can also be evacuated to the nearest hospital, even if that means taking you to some other country.

– Interruption or Cancellation of Trip-This will cover all the costs of having changed the duration of your trip, for instance, changes in flight, natural calamity, etc. This also includes death in the family, or some mishap, such as fire.

– Personal Liability-This covers you if you hurt a third party or damage some property.

– Missed Flights-This will cover all added costs in case you miss your return flight. So you will be able to board the first possible flight, along with any extra costs for hotel stays, or changing the flight.

– Legal Expenses-Some travel insurance policies also offer cover for litigation expenses if you get involved in it on your visit.

– Personal Baggage-This will cover all your belongings while you are on your trop. If you lose your laptop, bag, or other belongings, you can easily claim compensation. This is usually accompanied by the maximum amount that can be claimed.

– Personal Accident-If you die, or get hurt during your trip, you will get some money from the insurance company.

All these benefits of carrying a travel insurance policy clearly demonstrate how helpful it can be in any crises situation. However, when you purchase travel insurance, you should check the cover as it may vary depending upon the policy because company offers different types of policies to suit different needs.

Also, it is important to read the fine print before you sign the documents. Depending upon where you are planning to go, and how long you will be at that place, you will have to pay varying amounts. Therefore, it may be more expensive to travel to some dangerous country, as compared to the one with low crime rate.

If you want to purchase travel insurance then purchase travel insurance from Travel Guardian, they offer the most affordable in Canada.

If you want to purchase travel insurance from http://travelguardian.ca/, they offer the most affordable in Canada, visit http://travelguardian.ca/ for more information.

Author Bio: If you want to purchase travel insurance then purchase travel insurance from Travel Guardian, they offer the most affordable in Canada.

Category: Travel
Keywords: travel, vacations, Snowbirds, holidays,Travel Insurance ,Health Insurance, medical Insurance