If you’re looking for low cost auto insurance, there are a number of things you’ll need to keep in mind while you shop around. Don’t worry, we’ll make it easy, simple and fast.

Ignore the TV Commercials

Seriously, you don’t really want to go with a company charging so much that they can afford to hire actors to dress up as cavemen or state of the art CGI mascots. What you want is to find a company that provides adequate coverage for you. This might actually wind up being one of those companies you can’t seem to get away from on television, but don’t just jump right to one of the big names without doing your research.

Shop Around

Your best bet is to go through an agency and see what they can find for you. They take their cut from the insurer’s end, not from yours, and if you’re wondering why they would bother trying to get a good deal for you if they’re working on commission, well, think about it. If you ran an insurance agency and you were charging twice what the competitors were, you’d be scaring customers away, and would you rather have three or four customers dumb enough to pay more, or have dozens, or hundreds, who come to you because you get great deals?

Drive Smart

If you want low rates, that’s fifty percent who you’re covered by, and fifty percent how you drive and what you drive. If you drive a new car, expect to pay for full coverage. With a nice pre owned car, you can cut your rates in half. With a clean record, you can cut it in half again. Most people pay an arm and a leg for insurance, but if you know what you’re doing, even a teenage driver can be paying less each month than you’d spend on a night out with friends.

Shop Online

Don’t bother making phone calls or checking out the local agencies. Just use the web. Even if the people you wind up going with have an office within driving distance, you can save yourself a whole lot of time, effort and money by doing the shopping process on the web. You can find the best rates and make sure Kamagra Soft you know what you’re getting into before you ever take the trip down there. And remember: If they’re not up front with their quotes, skip’em.

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Category: Finance/Insurance
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