There are certain things in your house that you consider as valuable. Aside from the whole house, you need to make sure that you will be able to get some claim once the valuable things in your house are lost, stolen, caught on fire or damaged. It can be very hard to get back everything that you have especially due to unpredictable events that is why you must have a personal property insurance that will take care of everything and at least provide you with an amount which can somehow suffice to what you have lost.

You need to make a list of the things that you will include in your insurance policy and give the copy to your insurance agent. In making this list, so that it would be much easier for you, try to do it by starting from one area or room of your house to another. You can start on your own room. Try to ask yourself what things are of great value when it comes to the cost. Do you keep a collector’s item bag? Or do you have a safe in your room where you keep your jewelries?

Once you are done with your room, you can go to other areas of the house. You must include those in your hallway or stairs like paintings with great value. Even if you have the best stun gun, you can never protect your property at all times. When you are out of the house, a burglar can ransack it or maybe worse than that, your house can even caught on fire or be damaged from a calamity. You will not have the chance to get all the things that are valuable to you.

After you are done with the list, you can now proceed to the next step which is putting the corresponding price for each. Since those are your personal property, you also have the knowledge on how much each costs. If you included your cell phone stun on the list then try to remember how much that personal self defense device costs. You must indicate the price because it will be a reference that the insurance company will use for future reference especially when it comes to getting your claims or even while paying your premium.

Lastly, you need to take the pictures of the things which you would like to be covered by your personal property insurance. The pictures must be clear and it must not include other things beside it. You must focus your camera on the property. The pictures will verify that you really have this kind of property and it will be used as evidence or proof once you get your claims. So be sure to take the pictures appropriately for they are significant for your insurance policy.

This is what you must do when you try to complete your list in getting personal property insurance. One day is even enough so that you will be able to do this. Try to spare your time and you will be able to finish everything and consult it to your insurance agent.

Author Bio: Joseph Pressley is a certified TASER instructor and a Tae Kwon Do black belt and a father of two. He is the co-founder of BestStunGun.com which provides a good variety of Self Defense Products and Tazer for personal protection. To learn more on how these products can save your life, please visit http://www.beststungun.com.

Category: Finances
Keywords: personal property insurance,insurance agent,insurance company,best stun gun,cell phone stun