Why Should You go For Credit Card Debt Counseling
Credit card debt can be overwhelming, especially if you are behind on payments and are being contacted by collection agencies. Credit counseling agencies can help you provide options and recommendations, potentially saving you money and time. To make the most informed choice about whether credit card debt counseling may be a viable option for you, you need to know what credit counseling is and what benefits it may offer. Credit card debt counseling (also referred to as credit counseling or debt counseling) is confidential and professional advice, guidance and recommendations provided by a credit counselor certified by the Association for Financial Counseling and Planning Education (AFCPE), a non-profit industry governing organization. The goal of credit/debt counseling is to provide relief from debt distress by evaluating one’s complete financial situation to find the most appropriate solution that may be a debt management/repayment plan, bankruptcy or housing/mortgage counseling, or referrals to social agencies & organizations.
