Every year a lot of people suffer from accidents while driving, but most of them are unable to claim on the insurance. This is because most of them are unable to claim insurance because they do not know about the coverage that they are getting from their insurance policy. There is a proper procedure that needs to be followed in order to properly work out the road traffic accident claims that is filed by a customer.

Usually, what happens is that when a car collides with another in an accident, each of the two involved parties begins to blame the other person for the damage. This causes confusion, and in the end none of them are able to decide the final payment. However, there are also some cases in which the mistake is exceedingly obvious, and the person at fault owns up and pays the amount due. However, where the former is concerned, the use of road traffic accident claims becomes really handy.

If you have insurance for your car, you would be able to file for a road traffic accident claim with ease. However, the compensation you get might be dependent on your insurance policy, which is why it is important to consider the policy you choose. Several insurance policies provide 100% compensation in case of a collision, whilst there are several policies which provide exactly half the amount of incurred damage. Make sure you get the cover you need when taking out a car insurance policy.

You can file a claim with your insurance policy by either calling them up and giving in your registration number or you can visit the head office of the company and file a road traffic accident claim. Once your request has been registered, the company would send a surveyor to whichever workshop your damaged car is parked in.

The job of a surveyor is to properly inspect the car, and take pictures of all the damage that has been incurred. Once this has been done, the surveyor would then decide whether complete replacements need to be made or that a specific part of the chassis of the car can be repaired.

In order to provide proof of the damage for the road traffic accident claim that has been registered, the surveyor might also take pictures so that when the file is kept in records, there is complete information to go along with it.

Now, because of the large amount of collisions that take place every day, the number of road traffic collisions has risen up on a very sharp incline. More and more insurance companies get requests for claims, and some of them have also offered the option of filing a claim via a text message.

Car insurance is a requirement in several countries, while it is certainly recommended in others to ensure proper coverage of compensation in case a serious collision occurs. Filing road traffic accident claims makes it very easy for the people to get their cars repaired.

Author Bio: Keir Gibson writes on behalf of Alkers Solicitors. Visit http://www.alkers.net/ for more information on road traffic accident compensation claims and personal injury claims in the UK.

Category: Legal
Keywords: rta, road traffic accidents, compensation, claims, personal injury, law, legal, solicitors, preston