The definition of affinity insurance sales is simply group insurance offered to associations and charities. Now what does that really tell you, absolutely nothing that you really wanted to know? That is the trouble with getting only the stark definition, what most people want when they are looking for a definition of affinity insurance sales or any other matter is to know what it does and who can get it. People need a breakdown using prime examples of how the product is used and what is in it.

Explaining what affinity insurance is and what it does is a better definition of affinity insurance than any dictionary or Wikipedia reference. This insurance is being targeted at associations, charities and other groups large and small. The idea is to design packages geared specifically to the group’s needs. These groups then sell the affinity insurance packages through their organization. Some are only for members and others can be tailored for the beneficiaries of a group. This is most often the case for affinity insurance packages for charities.

The problem with targeting associations is that a lot of states regulate insurance sales and some do not allow insurance companies to give group insurance opportunities to anything other than a small business. These are the states that are being targeted by insurance companies for a new program of “services shopping” this is where they are given a listing of approved insurance agents who can then sell their members what is needed.

The obvious interest for those people looking for definitions of affinity insurance sales is its benefit to the organization that sells it. By selling these tailored benefit packages to the constituency they bring in a great deal of revenue for the entire organization. The people get a great deal on insurance and the organization increases its budget. This is a win-win for any charity or other type of association.

Understanding how affinity insurance sales work does more for you than any definition of affinity insurance sales alone. The definition alone tells you nothing of what is possible to have in a package. Most include things like fire, earthquake, accidental death and homeowners insurance. You can also get packages that include health, dental, vision and long term care. One of the most important and sought after would be any package that included commercial/personal auto, casualty, liability and disability insurance. These are the types of things that an agent can help you to decide on for your organization. The charities that opt in for affinity insurance sales can also sell to the people the charity serves.

This is being done by some animal organizations. They offer one free month of pet insurance to the adopted parents of any pet from their shelters and later the agent of the company contacts them to see if they would like to continue the policy. The pet is able to get its shots and other medical needs taken care of and the charity makes a commission on any packages bought.

Go online today to learn more about affinity insurance sales and how you can get in on the action.

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Category: Finances
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