One of the easiest ways that people can save hundreds of dollars a year in their budget is by shopping around for car insurance. Too often, people just renew with the same old company paying a premium for auto insurance that is way over priced. In Pennsylvania, free auto insurance quotes are available to help you compare coverages and find out if you could be doing better. many agents like myself offer comparison quotes through many different companies, so making one inquiry may possibly get you a dozen or so rate comparisons.

When you get your Pennsylvania free auto insurance quotes make sure that you are comparing similar coverage plans. Some discounters can fool you into thinking you are getting a great deal but it may not include the same type of coverage you have now. If you carry collision and liability coverage, examine your quote to make sure that it includes both and at similar levels. You also must look at the policy to see if it includes coverage if you are hit by someone that does not have auto insurance or does not carry an adequate amount of car insurance. As an Erie Insurance agent, I have access to some of the best rates available for pennsylvania seniors and pennsylvania teenage drivers as well as other mature, responsible drivers.

One area that you can save yourself some money is if you are willing to carry a little higher deductible. If you raise the deductible that you pay if you are involved in an accident, you can lower your insurance premiums. When you get your Pennsylvania free auto insurance quotes, ask for the price on a policy that carries a $250 deductible as well as one that carries a $500 deductible. If you have a good driving record, it may make sense to raise the deductible and save some cash. Discounts from an Erie Insurance agent also will include many for senior drivers in pennsylvania, teenage drivers rates in pennsylvania and many otehr families with good driving records in the state.

Another way that you can save some cash is by only carrying liability coverage. This works best for people with older model cars that are not worth very much to begin with. If the insurance company is only going to give you a few thousand dollars if your car is totaled, then it does not make sense to carry collision coverage on the vehicle. Pennsylvania law requires drivers to carry liability to cover costs associated with hitting someone else but it does not require you to carry collision coverage on your own vehicle.

Visit my website for more suggestions on saving money and download my special report on ways to cut costs on your pennsylvania car insurance. You\’ll also see hundreds of client\’s testimonials about the promises I make to give better insurance for less money. Stop over and fill out a zero obligation, 6 minute quote request and I\’ll get to work finding you savings.

Author Bio: Univ of Pitt Grad 1984
Started Williams Agency 1986
Providing Better Insurance for Pa & NY residents for Less Money

Better Pennsylvania auto insurance for less money

email to: dan@williams-agency.net

Category: Finances
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