It is a well-known fact that Medicare has been in the service for several years and to continue its legacy of providing quality service to its clients, it created a more intense plan that will surely be of benefit of a lot of individuals. This “customized” plan is known as the Medicare Advantage Plan.

The Medicare Advantage Plan, or MA Plan, all started with the Balanced Budget Act 1997. This act states that Medicare beneficiaries are provided with an option to receive their benefits through a private health insurance program instead of the usual Medicare plan. At that time, this state of providing benefits is known as Medicare+Choice. In relation with the Medicare Prescription Drug, Improvement and Modernization Act of 2003, Medicare further created a more attractive plan for all Medicare beneficiaries by adding prescription drug coverage, and thus the birth of the MA Plan.

With the MA Plan, the beneficiary will enjoy the maximum health benefits that he or she needs. Unlike the traditional plans of Medicare known as the Hospital and Medical Insurances or Plans, the MA Plan is designed to pay for the beneficiary’s private health plan for a certain fixed amount.

For those who have the traditional Medicare plans, beneficiaries are required to pay a certain premium every month, in which the amount depends on the condition taken. With the MA Plan, every payment that a beneficiary makes is definitely lower than what is being done in traditional plans.

Aside from the financial edge of the MA Plan, this plan also covers a wider range of medical benefits compared to the traditional Hospital and Medical Insurances of Medicare. With the MA Plan, dental and vision coverage are included in the list of offers, which is not present in the coverage of the two traditional plans.

In 2006, enrollees of the MA Plan, particularly the Medicare Advantage Private Fee-for-Service plans, were provided an extra benefit. This benefit is computed as the value of the additional benefits less any additional premium. When calculated in a month, this additional benefit amounted to about US$ 56 more than the traditional Medicare plans.

The MA Plan is also beneficial in terms of customer service since it provides extensive patient care by closely coordinating with the latter. Medicare assures all beneficiaries of the MA Plan that their queries on preventive care, as well as other health-related concerns will be attended to immediately. Although this is also being practiced in the traditional ones, accommodation is different in the MA Plan.

Statistics show that there are millions of enrollees of the MA Plan and it constantly increases every year. In general, the enrollees of the MA Plan are about 20 percent of the total Medicare beneficiaries. Furthermore, most of the beneficiaries of this plan live in urban areas, which is about twice the enrollees in rural areas.

With all these, the Medicare Advantage Plan literally has a lot of advantages over other plans available in Medicare. But before getting too much excited, it is important to know all other details behind this plan to fully enjoy its other benefits.

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Author Bio: If you are looking for the best medicare enrollment and medicare advantage plans, visit our site for more tips and information. Contact us for free medicare advice.

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