Medicare enrollees should know that their enrollment period has changed. They no longer have until the end of December to make decisions and changes for next year because December 7, 2011 is the last day you can make changes or enroll in Medicare this year. Don\’t procrastinate even if you find the process and options confusing. David C. Cloud & Associates, Inc. can help you make sense of Medicare insurance and relieve the confusion associated with trying to choose which Medicare Supplement plan will best suit your needs. There is nothing like having a friend in the business, and that is what you will find at David C. Cloud & Associates, Inc.

Medicare Supplement plans are often referred to as \”Medigap.\” A Medigap policy is meant to help cover the payments for the health care gaps people run into, like co-pays, co-insurance and deductibles. David has eleven different standardized Medicare Supplement Plans (from A through N) to choose from. Not all carriers have all eleven plans but all the plans contain the same actual benefits no matter who the carrier is. The actual difference only shows up in the carrier costs which will differ from one company to another. David Cloud helps you wade through and find the one that is best suited to your specific individual situation.

The three most basic parts to Medicare:

* Medicare Part A — Hospital Insurance helps to cover inpatient hospital care or skilled nursing facilities, hospices, and home health care.

* Medicare Part B — Medical Insurance covers doctor services, hospital outpatient care, and home health care, plus many preventative services.

* Medicare Part D — Prescription drug option is run by Medicare approved private insurance companies and helps to cover the cost of prescription drugs.

David Cloud is an expert on Medicare and all its associated policies from A through N. He and his associates will, free of cost or obligation, lend you the ear and the guidance you need to make the best choices for your Medicare needs and your pocketbook. Then, if you decide to purchase your policies through him and his associates, you will also have access to all the best carriers at no additional charge to you. You will pay the same whether you use David\’s help or not… so why not take advantage of his expertise and balance the scales in your favor this year?

As part of his service to you, he will be glad to assist you with your questions and concerns regarding Medicare. Just give him a call to discuss your specific situation and questions. Although there may not be one \”best\” plan, there are some plans that will suit you and your family\’s health needs better than others. While higher premiums do not always mean better insurance, the cheapest plan may not be the right one for you either.

Health insurance quotes are always no-risk, no-obligation, and absolutely free from David C. Cloud. You may receive instant quotes from quality carriers, select from multiple plan options and either apply online or print applications to submit (www.atlantahealthinsurance1.com). We strive to provide quality health insurance for the residents of Gwinnett County and Metro Atlanta, GA.

Do not be caught without the proper coverage because you missed the new deadline. Do not be caught in the position of needing medical attention for yourself or a family member with no health insurance coverage. Give them a try today and experience working with Atlanta\’s #1 Health Insurance Source. Should you need assistance at any time, please give David C. Cloud & Associates, Inc. a call at 770-935-0330 or toll-free at 1-877-935-0330.

You can make your Atlanta Medigap Insurance purchase much easier by contacting the experienced agents at David C. Cloud, & Associates, Inc. at 770-935-0330 (if you live inside Georgia), or 1-877-935-0330 (outside of Georgia). Help is only a phone request away. They understand that your time is important and your needs are particular. They are prepared to assist you in any way they can.

You can make your Atlanta Medigap Insurance purchase much easier by contacting the experienced agents at http://www.atlantahealthinsurance1.com David C. Cloud, & Associates, Inc. at 770-935-0330 (if you live inside Georgia), or 1-877-935-0330 (outside of Georgia). Help is only a phone request away.

Author Bio: You can make your Atlanta Medigap Insurance purchase much easier by contacting the experienced agents at David C. Cloud, & Associates, Inc. at 770-935-0330 (if you live inside Georgia), or 1-877-935-0330 (outside of Georgia). Help is only a phone request away. They understand that your time is important and your needs are particular. They are prepared to assist you in any way they can.

Category: Advice
Keywords: medicare enrollment,enroll in medicare,enrolling in medicare,medicare period,medicare periods,medica