Mobile technology has come a long way since the days when you had to carry the battery for your phone in a custom-made bag. You can now access the Internet, navigate your way around the country and access all of your favourite songs and films all through the multi-function marvel that is the smart phone. However, does this interactivity extend to applying for payday loans?

It would have seemed ridiculous to even consider that you could even contemplate applying for a loan over the Internet, let alone on a phone 15 years ago. However, sure enough, banks and other lenders have continuously sought to employ the latest technologies in order to provide customers with a more convenient level of service. In fact the payday loan industry exists almost entirely online, with very few companies now operating out of physical stores.

The major advantage that the Internet and smart phones in particular provide is accessibility. You don’t have to be in a particular location at a specific time to carry out a number of tasks. From buying presents to booking restaurant reservations, there are very few physical barriers to stop you from completing transactions within a few clicks.

Wireless Internet connections in an array of public places, in businesses and the home has helped to greatly improve the availability of high speed broadband connections for mobile devices. 3G has also improved greatly, with mobile WAP allowing access in even the remotest places. All of this means that if you have a smart phone, you also have access to most of the functions of a desktop computer.

With this in mind, many payday loan providers have deliberately created websites that are specifically designed for use on mobile devices. This means that they take into account the touchscreen navigation and the reduced screen size to provide a usable interface for smart phone users. Invariably this also means that applications can now be accepted from mobile users.

Whilst mobile friendly sites are becoming more common, not all companies have introduced them as yet. However, this doesn’t mean that you can’t still take advantage of payday loans when you’re out and about. Whilst accessing a conventional website on a smart phone might not be entirely ideal, it’s certainly not impossible. So whilst it might be preferable to have an easy to use domain to access, it isn’t essential.

The better news is that some lenders have now begun to introduce their own apps. Applications have become the backbone of smart phone usage and can provide a more convenient way to perform tasks or access information. In the case of payday loans, customers can often access their account (assuming that they have previously borrowed from the company) and apply for a new loan. This cuts out so many of the unnecessary processes that you might ordinarily have to pass through whilst also enabling you to get cash in a hurry, regardless of where you might be or the time of day (or night).

You do have to be careful with security when using a smart phone. Whilst most now have tightened up their secure connections, they still don’t possess the same level of protection as many desktops – particularly where firewalls and browsers are concerned. This isn’t something that should worry you overly, but it is certainly something that needs to be taken into account.

So as we’ve found, it’s actually remarkably straightforward to apply for a payday loan through your smart phone. This shouldn’t mean that you rush applications or take them lightly, but if you have weighed up your options and need money it’s certainly there if required.

Vincent Rogers is a finance writer who writes for a number of finance businesses. For payday loans, he recommends Paydaypower.co.uk

Vincent Rogers is a finance writer who writes for a number of finance businesses. For payday loans, he recommends http://Paydaypower.co.uk

Author Bio: Vincent Rogers is a finance writer who writes for a number of finance businesses. For payday loans, he recommends Paydaypower.co.uk

Category: Finances
Keywords: payday loans, same day loans, loans, UK, finacne