Archive for the "Finances" Category

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CalCobra Extension

When to take the Cal Cobra Extension Unfortunately, there\’s been a lot of questions we have fielded on California Cobra over the past 5 years due to the economy. For a quick recap, Cobra in continuation of group health insurance loses group health insurance either voluntarily or due to termination. The good news is that […]

Educating Yourself About Investing

For many years, investing in stocks was an opportunity reserved only for the extremely wealthy. Investment banks and brokerage firms catered to the upper class, leaving most people out of the stock market game. Over the last few decades, investing in the stock market became the most lucrative way for anyone to increase their wealth. […]

The PCIP Health Insurance Plan in California

PCIP health insurance for Californians One of the interim programs for health reform until the big change over Jan 1st 2014 is a pretty useful and critical safety net for Californian\’s that are unable to qualify for health insurance due to health issues. It\’s call the PCIP program or the Pre-Existing Condition Insurance Plan and […]

Getting to Know the Stock Market

As traditional pensions and retirement plans become as antiquated as the rotary phone, more people are investing in the stock market as a way to increase their savings. Once used only by the truly wealthy, today’s stock market is accessible for all investors. Whether you have $100.00 to invest or a $100 million to invest, […]

Looking For A Short Term Personal Loan From The Pawn Brokers

The New Year is here and the flurry of Christmas spending is over, but for many of us the lingering effects of splashing out on extravagant gifts, lavish parties and self-indulgent food will still be with us. So, it\’s worth planning on how you can get your finances back in order now 2013 is upon […]

All About Penny Stocks

When discussing penny stocks, many investors are referring to highly volatile, lower priced stocks. Penny stocks are exchanged over the counter (OTC) and sell for less than $5.00 a share. They are also referred to as micro-cap stocks. Companies offering penny stock may be new (the penny stock may be part of an IPO), or […]

Analyzing Penny Stocks

Getting a good penny stock takes a bit of leg work, some research, impeccable timing, and maybe even a little luck. Penny stocks, also known as micro-load stocks, are stocks traded through off the major exchange for significantly less money than traditional stocks. Penny stocks generally trade at less than $5.00 a share. Since these […]

How To Pay Off An Interest-Only Mortgage Before You Retire

560,000 Home owners Have An Interest-only Mortgage With No Plan To Pay Off The Debt During the last decade more and more homeowners decide to opt for an Interest-only Mortgage as a means of affordably financing their homes as house prices increased. Lenders have in the past allowed interest-only mortgages even though most mortgage borrowers […]

Deciding if Penny Stocks Are Right For You

Finding penny stocks requires a little more from the investor than calling up his or her broker and issuing a buy order. The investor must explore a number of online resources and research and evaluate a company’s financials. Penny stocks, also known as micro-cap stocks, are generally issued by new companies facing liquidity, equity, or […]

Choosing Penny Stocks

A penny stock is usually defined as a stock that trades at a relatively low price outside the major market exchanges. Penny stocks are highly speculative and high risk because the companies lack liquidity, have small capitalization, and limited following. Traders commonly refer to any stock which trades for under $5.00 or a stock that […]