What is the difference between Reconstruction and Replacement Cost Coverage? – It is important to understand that the reconstruction cost (replacement value) is the amount that the insurance company estimates it will cost to completely rebuild the property from the ‘ground up’ with like-kind materials at the current labor rate and materials cost for the […]
Have you considered investment opportunities such as stocks, bonds, futures, currency trading or other financial devices but were too wary to invest because of the risk. Then you should look into investing in real estate as an alternative way to build your wealth and provide financial security. Also real estate is an asset that you […]
The housing market is tough, and those looking to upgrade their homes often find themselves stuck. Being underwater in their home mortgage, selling their home and moving to a bigger one is often not a viable option. But if they have a lower level that has not been finished because of excessive moisture, then basement […]
The possibility of losing your home because you can’t make the mortgage payments can be a difficult experience. You might be one of the many people who had a fixed rate mortgage that adjusted to be much higher than you could afford. Or you might be having trouble making ends meet because you or a […]
There are several lenders offering special programs for our eligible service members. Bank of America offers special assistance programs for servicemen and woman and there are many other benefits available to you under the under the Service members Civil Relief Act (also known as the SCRA) I have included the HUD explanation for (loan) servicers. […]
Foreclosure is the legal process a lender initiates to force the sale of a mortgaged property when the borrower has not met the terms of the loan agreement. Foreclosure processes are different in every state. Differences among states range from the notices that must be posted or mailed, redemption periods, and the scheduling and notices […]
Foreclosure usually ends with a public auction of the foreclosed property. Attending court hearings after a foreclosure can protect the rights of former homeowners. Attending court hearings after the public auction can also protect a former homeowner’s residence or finances. Overturning a foreclosure trustee sale is an extremely difficult task to take on, but in […]
Due to the high prices of Australian property, many average Australians simply don’t have the capacity to even get a foothold into the Australian property market. With the average Australian home priced as high as $570,000 in some major cities (and it’s been up to $626,00 in cities like Sydney) it’s understandable why many Australians […]
Architectural garden rooms are becoming increasingly popular in the UK, and with the property market slowly on the mend, thousands of homeowners are searching for the ideal way to add value to their property for as little money as possible. People seriously thinking about investing in their home need to spend time looking for the […]
Letting agents, perhaps unfairly, have a bit of a bad reputation in society. This is mainly due to landlords having bad experiences with their agents and then relaying this experience to friends, family and even the media. In quite a few cases, these bad experiences can be put down to a few unscrupulous agents shamelessly […]
