The Institute of Advanced Motorists, IAM, (cited by the Post Office) have found that motorbike riders are more at risk from being involved in an accident or incident where they need to make a claim on their insurance during the good weather during discount cialis daylight hours.

This seems to go against the usual grain where Brand Cialis motorbike riders are more susceptible to accident during the winter and at Silagra night.

During its own research the company found that thirteen percent of motorists in the UK would consider swapping from a car to a motorcycle if the swap would lower their motoring costs. Thirteen percent of motorists equate to a staggering five million people, which if they all changed there mode of transport would have a massive impact on the number of bike riders in the UK – great news for motorbike insurance companies!

However, the Post Office are warning that the potential increase in the numbers of motorcycles on the roads would heighten the need for motorcycle riders to stay within the law and have their machine properly covered by insurance.

Any motorists who has already made the switch from four wheels to two will have found that the levels of cover are very similar to those offered to car drivers. As with car the minimum level needed to ride a motorcycle of any engine size or make is third party; for example riders of a 125cc Yamaha would need a minimum of third party Yamaha motorbike insurance.

As with car insurance the higher the amount of cover the more costly the premiums will be. There is also the option of having for example,Yamaha motorbike insurance which covers a number of machines of varying engine size under one policy, which can work out to be a less costly option for many riders.

Policies will also vary on the rider’s experience and as with car insurance younger and inexperienced riders will undoubtedly have to pay higher premiums. Building a no-claim bonus is the most effective way of getting the cheapest motorcycle insurance and any no-claims bonuses accrued on a car policy can be transferred to a motorbike policy.

Likewise if you have any motoring offences gained whilst driving a car you’ll have to declare them on your motorcycle insurance application form, which can push the price of the premiums up – depending on how many offences you have and what they were for. A good example is any drink driving offences; these will be taken into consideration by the insurers because they will view you as a higher risk to insure, for which you’ll have to pay.

The same principles of making sure the motorbike has approved security features also applies as it does to cars and again can help lower the cost of insurance. Motorbike manufacturers have upped the number of security features on their latest and newer models in an attempt to reduce the number of motorbike thefts, so if you have a new motorbike you need to consider whether further security is absolutely necessary. Talk to Yamaha motorbike insurance companies if you have a new machine which already has enhanced security and you may still be awarded discounts.

Author Bio: If you’re looking for a quote on Yamaha motorbike insurance visit Swinton.

Category: Finance/Insurance
Keywords: Yamaha motorbike insurance