Looking for cheap car insurance for new drivers? If you are a young driver with a new driving license, chances are, your insurance premium is not going to be cheap. This article offers some tips on how to find cheap car insurance for new drivers, as well as the importance of car insurance.

1. Use your parent’s name. Insurance companies tend to look at age of the driver, and how new his driving license is. Male drivers under the age of 25 pay the highest rates. By buying your car insurance in your parent’s name, the insurance premium will be much lower. Do remember to add yourself as a named driver.

2. Avoid getting a sports car. Insurance for sports car are generally much more expensive as compared to ordinary cars. Reasoning being, as sports car tend to go fast, the risk factor shoots up as well. That explains the high insurance premium. Choose a vehicle that costs less to insure.

3. Get quotes online. Use the internet to search for the cheapest premium for your car insurance. Most companies offers free quote so do some search online and get all the quotes to compare. Some companies actually offer a discount for policies purchased online. You can always use an insurance broker to do the searching if you got no time. After getting the best quote, you might also want to read some reviews regarding the service of that particular insurance company.

4. Opting for the minimum coverage. Get a basic third party insurance coverage for fire and theft instead of a full comprehensive cover. Remember to compare the quotes offered.

5. Keep a clean driving record. If you never did any insurance claims for a few years, by then you would have accumulated a massive no claims discount. Drivers with a clean record will get the cheapest insurance rate. So abide by the traffic rules, no tickets, no accidents. Be a good driver!

6. Don’t modify or customize your car. I know how excited it is to own your first car. You just want your car to “outshine” others. I’ve been there, and done that. Don’t be silly, as your insurance premium will “outshine” others as well.

After these 5 simple tips for finding cheap car insurance for new drivers, right here, I’m not going to go through all the fluff about the importance of buying car insurance. I’ll take that from another angle. I’d just share some of the consequences. Consider the following, if there is no insurance coverage:

1. Vehicle catches fire unexpectedly; could be due to engine overheat, or oil line leakage. Entire car burnt down.

2. Vehicle crash into someone else’s car. Potential lawsuit followed.

3. Vehicle’s windscreen got smashed. Someone just wanted something from your dashboard.

4. Vehicle lost control and crash into a tree. Engine severely damaged.

Of course there are ALOT more to list, but these are just some of the common ones. Without proper insurance coverage, you are just going to pay for the damages with every single cent out from your own pocket. Scary, isn’t it?

To conclude, I’d say, get cheap car insurance for new drivers today, to protect your pocket!

Author Bio: New drivers? Convicted drivers? Don’t know where to start looking for cheap car insurance? All the pricey quotes are getting to you, isn’t it? I completely understand. The research and hard work had been done for you. Check out Cheap Car Insurance for Convicted Drivers.

Category: Finances
Keywords: car insurance for new drivers,cheap car insurance,6 simple tips