IVAs stand for Individual Voluntary Arrangements, a method to end difficult debt problems using a manageable repayment plan with a single, fixed monthly repayment plan. They last at least 5 years and at the end they can write off all the debts they applied to. Throughout the journey, there will of course be occasions where […]
No matter what size your business you should be certain your business telecommunications products and services are perfectly suited to your everyday needs, whether you’re considering ISDN or VoIP with a hosted IP system. Making sure your systems, lines and products are the most appropriate can save you money and enhance your day to day […]
There was a time in professional sports, especially in football, when an athlete who had just scored a touchdown or made a significant play would always look into the camera and say, “Hi Mom” or “Thanks Pop.” The parental involvement in the development of athletes, particularly Black athletes has taken a definite turn and it […]
As we approach another holiday season of gratitude, giving and being thankful, what lessons have we learned from the current economic conditions? Many of us have been living beyond our means for a long time and people of color especially have stressed themselves into early graves in their quest to “keep up with the Joneses” […]
Even though dogs need to bathe less frequently than people, they still need to maintain their cleanliness and physical appearance. Unfortunately, many owners neglect to groom their pets as often as they should. The reasons are varied, and usually include a lack of time, inadequate tools, and a marked lack of motivation. Beyond maintaining your […]
The pump system used needs to be efficient. It needs to use less energy and require minimum maintenance in order to provide a lower cost base, better use of energy and therefore, improved cost and performance efficiency. Pump operations are central to the overall function of the system and it is in the pumping arena […]
The mix of content that you can receive through direct broadcast satellite service includes programs that are normally broadcast in your neighborhood. There is confusion among consumers about why they need to pay for such programs given that they can access them for free through traditional broadcasting feeds. There is also a common misunderstanding regarding […]
When you adopt a puppy, one of the first lessons you’ll need to teach him is to avoid eliminating inside your home. Chances are, he won’t know he is doing something wrong unless you set the expectation. Keep in mind that most puppies under three months have not yet learned to maintain control over their […]
Dressing comfortably when you’re pregnant should always remain a priority. You also want to look your best when you’re in the office, out with friends, or on dates with your partner. The challenge is accomplishing both goals at the same time. When you first learn of your pregnancy, you’re unlikely to see a difference in […]
A “fixer-upper” is a home that needs repairs. For example, there may be a hole in the roof; there might be problems with the plumbing; or the foundation may need to be reinforced. These and other challenges relegate fixer-uppers to a unique category of real estate. They attract a lot of homebuyers, many of whom […]
