Pennsylvania Car Insurance Rates for Teenage Drivers may be going down. According to several pennsylvania insurance companies we work with, they\’ve discovered several ways to lower rates for youthful operators in pennsylvania. Even though many competitors have raised rates drastically in the past several years according to their claims history, there is some light at the end of the tunnel. At least for those who are willing to step up and do something to prove they are serious about preventing young drivers accidents.

One of our regional carriers has developed a new discount rate program for pennsylvania teenage drivers that will allow them to earn discounts up to 15% off the normal rate. basing the discounts off a \”loyalty\” factor that is based on the parents length of time insured with the company. This new discount is a great way to reward long term customers with lower rates for their teenagers. Another safe driving program is offered that will result in an automatic discount for pennsylvania teenage drivers who\’ve successfully completed the course. The high school driving programs that are offered in many schools should be taken seriously as well. These school courses are optional but very informative. Many school programs include a classrooom portion as well as a behind the wheel portion that is critical to teaching safe, proper driving habits right from the start. I know that my daughters are more likely to learn better habits from a paid instructor than they might by watching their daddy from the back seat.

If you have a teenage driver and you\’re looking for better rates you should consider a little research before making any switches in insurance companies. What I run into frequently is a family who switched for a great rate, then junior has an at-fault accident and they suddenly find thems elves being cancelled or the rates have jumped to an astronomic level. When everyone had a spot free record these companies give a low introductory price to pull you in. The minute there is one blemish, the great rate dissappears. Keep inmind that many of the insurance companies playing this game are not the big players in the state. A little research will turn up the fact that they have very little market share in Pa and are desperately trying to grab new clients. You\’ll find that many do not have a history of maintaining stable rates for their clients. These should all be red flags for you. If you are anything like many of our clients, you really don\’t have time to do tons of research on a potential insurance company. That\’s why so many Pa car insurance buyers trust my office to do the research for them. Along with the fact that we will shop the insurance at every renewal is a pleasant change from many agents who cannot offer this type of guarantee.

Feel free to contact my office or email me for a copy of my free report on way to save on your car insurance. My office is always willing to take your insurance to ten of the top ten pennsylvania car insurance companies and get you comparison pricing. Many times you\’ll see several hundreds of dollars in differences in the rates from the top insurance companies, proving that shopping around is a very good idea.

Author Bio: Univ of Pitt Grad 1984
Started Williams Agency 1986
Providing Better Insurance for Pa & NY residents for Less Money

Better Pennsylvania auto insurance for less money

email to: dan@williams-agency.net

Category: Finances
Keywords: insurance agents, pa auto insurance, pennsylvania teenage driver insurance rates