Seems that Pennsylvania motorcycle insurance rates are going up across the board. Oddly enough, there are fewer writers of motorcycle insurance than just a few years ago. Apparently either the cost of doing business is rising or the lack of competition has companies taking a gamble on raising rates for many motorcycle owners. Although a certain few of the old time insurers are now offering discounts and reduced rates for certain preferred classes of drivers and machines that are up to 50% less than last years best rates.

Traditionally, pennsylvania motorcycle insurance was a very profitable line of business for the companies. Seems that every year about this time we\’re swamped with requests for different. cheaper cycle insurance from clients and others. Finding good, reasonable motorcycle seems to be getting harder and harder….and this is coming from a broker who represents over 12 top motorcycle insurance companies. Only promise we can make is that we will research every company offering the product and bring you back the best value we can find. Many times we see rate comparisons from several companies that are hundreds of dollars difference for the same exact coverage. Getting rates from several companies or an agent who represents many different companies can be the easiest way to find the best values.

Several things you should be aware of when it comes to cycle insurance is that your car insurance will not provide teh same level of coverage that a motorcycle policy can give you. As erie insurance agents for the past 25 years, I can tell you that Erie will accommodate your motorcycle on the auto policy but there are several coverages that Erie will not or does not provide that specialty cycle insurance companies offer. Example is medical benefits for rider and passenger….most auto insurance companies will not add this type of coverage while motorcycle insurance companies add it for only a few dollars. To many riders medical expense is an important coverage that they do not wish to give up. Coverage for miscellaneous accessories is also included by specialty carriers versus a standard auto policy which will not provide coverage for saddle bags, helmets, sound gear, etc. Being properly informed as to which coverage is best for you and your situation can be very important in avoiding confusion or out of pocket expenses in the future. Be sure to get into the details on your cycle if coverage for add on accessories or extra medical expense coverage is important to you and your family. It certainly will be important if you need it and don\’t have it.

Feel free to log in to our auto quote sheet and we\’ll get started on your pa motorcycle insurance quote right away. If you have any questions you can call us at 800-392-5621 and speak to a real live human or feel free to send me an email with your questions and I\’ll get you an answer right away.

Author Bio: Univ of Pitt Grad 1984 Started Williams Agency 1986 Providing Better Insurance for Pa & NY residents for Less Money Better Pennsylvania auto insurance for less money email to: dan@williams-agency.net

Category: Finances
Keywords: pennsylvania motorcycle insurance quote, cheap pennsylvania motorcycle insurance rate